Expert Answer:Health care insurance in Canada Finance Risk Manag


Solved by verified expert:Topic ( HEALTH CARE INSURANCE IN CANADA)I have a research paper about healthcare insurance in Canada. I already have my summary but i need more information which focuses only on Canada healthcare insurance. you can use my sources but you should add more information and sources if needed. the paper will be 3 full pages please. APA format.

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Many people believe that most healthcare systems are better in other countries besides
the United States. The United States may have better access, but many think it is too expensive
or too hard to get, especially with a pre-existing condition. One country for example with “free”
healthcare is Canada. Their healthcare is a single-payer system, but it is up to each territory to
choose what is covered, or the rules of the care in that specific area. One upside is that all
necessary healthcare has to fall under the public plan, examples being surgery, dentistry,
hospitals and doctors. In Canada, doctors are private providers, not government employees, so
they charge patients and insurance plans themselves. This can be a positive or a negative,
because it may be cheaper, but not as regulated as when the government choose what to charge
across the board. There are pros and cons to a non-government regulated healthcare system, but
is it really better than the United States? on
Canada has a universal healthcare system, which means if you are a Canadian citizen or
permanent resident, you can apply for public health insurance, which in turn means residents do
not have to pay for most health care services. Each territory has their own plans, and what is
covered under these plans, so depending on which territory people occupy, regulates what is
considered free. A perk being that no matter which territory in the country, or even if the patient
is not a Canadian citizen, emergency medical services remain free. A downside being that if a
individual moves to Canada, or to another territory it can take up to 3 months to have health
While most medical problems can fall under the free public healthcare, there can be gaps
depending on the territory. Prescription drugs, care for a chronic serious medical condition, home
medical equipment and certain doctors may not be covered under the public health plan. Private
health insurance may need to be considered to go along aide the free public healthcare to make
up for the other expenses that could have to be paid for out of pocket. Employers may offer extra
health insurance, but if not, residents may have to consider a private company. Private
companies in Canada mirror health insurance plans in the United States, there are different tiers
to choose from depending on what an individual wants to pay.
A negative with Canadian healthcare is the wait times patients have to experience to see a
provider. Since general healthcare is free, depending on the service or territory, wait times to see
a provider can be excessive especially if the surgery or service is elective. In the United States
the average wait time to make an appointment can range up to two weeks, in Canada it doubles
to four weeks or more to wait to see a doctor. In 2005 Canada took this date and started making
changes trying to change this issue, getting patients into doctors more efficiently and in a timelier

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